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Chapter 13 Attorney

Chapter 13The Law Office of Raymond E. Willis provides legal services including filing a Chapter 13 bankruptcy for clients. A Chapter 13 is unique in that it allows people to pay off their debt in a court agreed payment plan. Working with Mr. Willis, clients, can determine how much disposable income they have to pay down debt on a monthly basis. Over the course of three to five years, they will continue to make debt payments until the bankruptcy is complete. The court will typically agree to allow people to pay off a portion of their debt balance and consider it to be paid in full. Creditors have the opportunity to object to these reduced amounts, so it is important to have an experienced attorney on your side. To learn more, call the Law Office of Raymond E. Willis at (510) 451-1113.

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